Retirement Health Care
When trying to determine how much income you will need for your retirement years, you must take into consideration potential retirement health care costs. Health care costs in retirement can be exorbitant. Take a look at these facts: Did You Know....
- Medicare is not free; Healthcare expenses for a healthy 55 year-old couple will grow to $11,480 annually by age 65 and $34,800 by age 80.
- Medicare is an expense that will affect 100% of Americans.
- 70% of affluent investors named rising healthcare costs as their major concern. (Merrill Lynch Affluent Insights Survey, August 2011)
- Medical expenses topped the list of concerns among those aged 65 or older. (2011 Franklin Templeton Retirement Income Strategies and Expectations (RISE) survey)
- 92% of Americans lack a specific retirement plan that factors in healthcare costs. (Sun Life Financial Unretirement Survey- "Flying Blind")
In order to help anticipate retirement health care costs, we have partnered with HealthView Services who is a leading provider of this type of quantitative information. We will be happy to provide you with a personalized report on what you can expect to pay for health care costs when you retire. 
HRSB has partnered with HealthView Services to offer a new health care costs assessment tool. In the past, it has been difficult to calculate these figures but this new web-based software utilizes actuarial data to integrate projected health care costs into the retirement planning process. Take a look at a sample report:
In addition, we at Guaranteed-Life-Income.com have created a number of funding vehicles to assist clients in pre-funding for these future retirement health care costs. These solutions are available on a corporate, governmental and individual basis. We utilize both annuity and life insurance products to create funding vehicles for paying for health care costs. Ask us about your options for guaranteed life income! Please contact us so that we can provide you with a personalized report. You may email us, call us or fill out a form: Email: mgerali@hrsolve.com Phone: 303-885-7770 Form: Get a FREE Personalized Report today!
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